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Japan to Impose Stricter Income & Pension Requirements for Permanent Residency from October 2026

Writer: Xavi
Xavi
Jul 25
4 min read

Updated: Jul 26

TOKYO — July 25, 2026 — The Japanese government plans to raise the bar for granting permanent residency to foreigners by requiring incomes higher than the average for Japanese households and a certain level of projected pension benefits, according to a source familiar with the matter.

The government will revise relevant guidelines on October 1, 2026, and start introducing them from applications submitted next April in principle. As of the end of last year, a total of 947,000 people held permanent residency status in Japan.

Quick Facts: Japan's New Permanent Residency Requirements

Feature

Current Rule

New Rule (from October 2026)

Income Requirement

Sufficient for independent livelihood

Annual income above average Japanese household

Pension Requirement

Not specified

Projected pension benefits equivalent to 30 years of employees' pension enrollment

Language Requirement

Not specified

Japanese language abilities will be considered

Understanding of Rules

Not specified

Understanding of Japan's rules will be assessed

Implementation Date

—

October 1, 2026 (applications from next April)

What the New Requirements Entail

1. Higher Income Threshold

Under the current guidelines, applicants must demonstrate possession of assets or skills sufficient to maintain an independent livelihood. Under the revised guidelines, applicants will additionally be required to have an annual income in excess of the average for a Japanese household.

2. Projected Pension Benefits Requirement

The new rules will require applicants to have projected pension benefits based on their income equivalent to enrollment in an employees' pension program for 30 years.

If the projected pension benefits fall short, applicants will be able to meet the threshold by making up the difference with savings and other assets.

3. Language and Cultural Understanding

In deciding whether an applicant's permanent residency is in the "best interests" of Japan, the new rules will also call for taking into account:

  • The person's Japanese language abilities

  • Their understanding of Japan's rules and social norms

4. Revision of Guidelines

The government will revise the relevant guidelines on October 1, 2026, and start introducing them from applications submitted next April in principle.

Current Permanent Residency Requirements

Under the current guidelines, the three requirements for obtaining permanent residency are:

Requirement

Details

Good Conduct

No criminal record or other issues

Independent Livelihood

Possession of assets or skills sufficient to maintain an independent livelihood

Best Interests of Japan

Determination that the person's permanent residency is in the "best interests" of Japan

Impact on Foreign Residents

For Current Permanent Residents

  • The new rules will apply to new applications submitted after the implementation date

  • Current permanent residents are not affected by the changes

For Future Applicants

Impact

Details

Higher Income Threshold

Must earn more than average Japanese household

Pension Requirements

Must show sufficient pension contributions or savings

Language Skills

Japanese language abilities will be assessed

Cultural Understanding

Understanding of Japanese rules and norms will be considered

For Employers

Impact

Details

Higher Salaries Needed

To support permanent residency applications, salaries may need to exceed average Japanese household income

Pension Compliance

Employers must ensure proper pension contributions

Integration Support

Employers may need to support Japanese language learning

Government Rationale

Why Japan Is Tightening Requirements

The decision reflects the government's desire to:

  • Ensure economic self-sufficiency of permanent residents

  • Promote integration into Japanese society

  • Address concerns about the growing number of permanent residents

  • Strengthen the link between permanent residency and contribution to Japan

Context: Growing Permanent Resident Population

As of the end of 2025, a total of 947,000 people held permanent residency status in Japan. The government is seeking to ensure that future permanent residents are well-integrated and financially self-sufficient.

Recent Related Changes

Mandatory Japanese Language and Lifestyle Program

Japan is also introducing a mandatory Japanese language and lifestyle program for long-term residents and citizenship applicants. The program will be mandatory for foreigners applying for permanent resident status or visas extending beyond 10 years.

Residence Permit Fee Hikes

Japan has also increased fees for residence permit procedures, with the cost of obtaining permanent residency rising from ÂĄ10,000 to ÂĄ200,000 from October 2026.

Practical Advice for Applicants

Action

Why It Matters

Monitor official announcements

Check the Immigration Services Agency website for detailed guidelines

Assess income levels

Ensure your income exceeds the average Japanese household

Review pension contributions

Check your pension records and consider additional savings

Improve Japanese language skills

Take language courses to meet the new requirements

Understand Japanese rules

Familiarise yourself with local laws and social norms

Frequently Asked Questions (FAQ)

Q1: When do the new rules take effect?

A: The government will revise guidelines on October 1, 2026, and start introducing them from applications submitted next April in principle.

Q2: Do the new rules apply to existing permanent residents?

A: No. The new rules apply to new applications submitted after the implementation date.

Q3: What is the income requirement?

A: Applicants must have an annual income in excess of the average for a Japanese household.

Q4: What are the pension requirements?

A: Applicants must have projected pension benefits equivalent to enrollment in an employees' pension program for 30 years. Shortfalls can be made up with savings and other assets.

Q5: Will Japanese language skills be required?

A: Yes. Japanese language abilities will be taken into account when assessing whether permanent residency is in the "best interests" of Japan.

Q6: How many people hold permanent residency in Japan?

A: As of the end of 2025, a total of 947,000 people held permanent residency status.

Q7: What happens if I don't meet the new requirements?

A: Applications that do not meet the new requirements may be refused.

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For the latest Japan immigration updates, permanent residency news, and 2026 policy changes, visit: visasupdate.com/blog/categories/japan


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